Anonymity and integrity
Complete anonymity and integrity cannot technically be fully offered. It is technically possible to build a value based CBDC that can be used anonymously, that is, without the payer having to identify herself when making a payment. A pre-loaded card could also be transferred to another person after purchase, in principle when cash changes ownership. […]
Combination of new and older technology
For the CBDC to be constant spendable, it must also be possible to use it when the payer and/or payee is out of reach from their network service provider, – when they have no internet connection or telecommunications. This applies to both the account-based and value-based solution. An offline functionality, which works without risk and […]
